Penner’s Playbook
Welcome to Penner’s Playbook
I’m Colten Penner – 25, trying to make sense of the world one thought at a time. Born in Wichita, KS, now living in Atlanta, GA, I write about the stuff that’s on my mind – mainly finance, investing, and business trends that shape the world we live in.
Penner’s Playbook started because I kept asking myself, “Am I the only one thinking about this, and how I can make money off it?” Whether it’s what the Fed’s doing, where to put my money, or how to navigate my career, I couldn’t shake the feeling that there had to be a smarter way to play the game. I figured I wasn’t alone, so I built a space to think out loud. I love hearing from like-minded people my age who are asking the same questions and looking for the same edge. If that sounds like you, welcome to the Playbook.
Most of what you’ll find here will focus on markets, strategy, and making smart financial decisions. But every now and then, I’ll dive into other things that come up in life. Opportunities, challenges, ideas that hit me in the middle of a workout or a long drive. If it’s relevant and real, it’s fair game.
This isn’t about pretending to have it all figured out. It’s about making sense of the chaos, finding an edge, and growing along the way. If that sounds like something you’re into, welcome.
Let’s figure it out together.


From the Blog
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A Young Man Named Skip
On weekends, I drink. Sometimes heavily. During the week? Virtually never. It helps that I don’t run with a crowd who wants to grab drinks every night after work. Right now, I’m juggling a full-time job and my MBA at the University of Georgia. If I added midweek drinking, my work productivity and grades would…
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Trump’s Economic Blueprint: A Bold Plan or a Ticking Time Bomb?
Photograph by Mario Tama / Getty Regardless of where you work, you’ve probably been inundated with talk about Trump’s latest economic policies—especially tariffs—and what kind of impact they’ll have on the United States, your company, and, of course, your own wallet. Half the world seems to think Trump is torching the global economy, while the…
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The ROI of Learning Another Language: Why Acquiring New Languages Pays Dividends
By: Brian Matthews This article was written by Brian Matthews, a valued contributor to Penner’s Playbook. I find his perspective on the importance of learning foreign languages both thought-provoking and insightful. – Colten Penner First, I want to thank Colten for inviting me to write this guest piece on Penner’s Playbook. My name is Brian…
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Is Uncle Sam Living on Borrowed Time?
After a month-long hiatus, Penner’s Playbook is back! A colleague jokingly asked me last week, “Did Penner’s Playbook file for bankruptcy?” Well, no—just took a little break to refuel. You know how it goes—sometimes life gets busy, and in the past month, I managed to visit all four major time zones across the U.S., mixing…
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How to Go Broke in Your 20s
Earlier this week, I heard a story that stuck with me for all the wrong reasons. A friend told me about one of his co-workers who decided to go all-in on cryptocurrency when coins were trading at all-time highs back in 2021. And I mean all in—the guy liquidated everything he owned, took out a…
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Debt-Free Playbook: Your Ultimate Guide to Crushing Debt and Building Wealth
Original price was: $6.99.$3.99Current price is: $3.99.Are you tired of being weighed down by debt? The “Debt-Free Playbook” is your go-to guide for mastering debt reduction and financial freedom.…
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Excel Elixer: The Ultimate Shortcut Cheat Sheet
Original price was: $2.49.$1.99Current price is: $1.99.Master Excel with ease using our Excel Elixir! This handy guide is packed with essential shortcuts and advanced tips to boost your productivity…
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ProfitMaster: The Ultimate Guide to Maximizing Financial Growth
Original price was: $49.99.$24.99Current price is: $24.99.ProfitMaster: The Ultimate Guide to Maximizing Financial Growth is your go-to resource for simple, effective investment strategies. Perfect for beginners and seasoned investors alike,…
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